So, if you are a
collector, you leave a lot of voicemail messages, right? But are you leaving the best message possible
to encourage a return call?
The Bad
Because it’s
repetitious, people leave all sorts of poor messages. Like this:
BobSmithpleasecallSalinaRoseat8888701950it’sveryimportantyoucallmeback.
We get it ... it's your 40th message today. Rushing through a voicemail message doesn’t convey urgency, and odds are they can’t even
make out your phone number to call you back.
Bob Smith, please call Salina Rose at 1-888-870-1950
and refer to file number 1234567.
Again, not ideal – and
this is the default for many collection agents.
Are you creating a sense of urgency, or telling the consumer that they
are just a file number in your office?
Bob Smith, please call XYZ Credit at 1-888-870-1950. It’s important you call us back.
Again, not a great message
– the call to action is to call a faceless collection agency? Who should they talk to? What happens if they just ignore the message?
The Good
A voicemail message can’t include details of a debt, or be demeaning. It could be heard by a third party. But ultimately, the goal is to drive a return
call – in this day and age, that means motivating the consumer to call back by
putting a human face on it, from a real person, and creating a sense of
urgency. Also understand that consumers
that aren’t calling you back, are likely getting collection calls from multiple
creditors and agencies and may be ‘ostriching’ by burying their head in the
sand and hoping all the stress and consequences will go away.
Below are some sample
messages that you could use, depending on what province or state you are
calling, and if you are in first party or third party collections.
This is a message for Bob Smith. Bob, this is Salina Rose calling, it’s very
important you and I speak. Please call my
direct line at 1-888-870-1950, I will be in the office until 5:00 pm.
This message shows
professionalism, stresses urgency, and implies you expect a return call the same
day, without being too aggressive.
This is a message for Bob Smith, it’s Salina Rose
calling once again – it’s very important you return this call, my number once
again is 1-888-870-1950.
You can create a sense
of urgency without indicating a debt, by pointing out previous calls have not
been returned. This shows personal
attention and involvement.
Bob, I need your input on a matter in my office – if you
don’t return my call this time, I cannot advocate for you. My number once again is 1-888-870-1950.
This shows you are trying
to assist the consumer, and you are trying to assist them, not create an
adversarial conversation.
Conclusion
Analyze what you say
on a voicemail message, and try to keep notes – when someone calls back, note
what you said to encourage the return call.
Keep statistics – if you leave 50 voicemail messages a day, and
you can increase your average return calls from 5 to 7, you are on the right
track. Always try to improve your
process, and look at the big picture.
These are only a few
examples of messages that you could leave – if you have a specific portfolio or
question, by all means reach out to me.
Thanks kindly,
Blair DeMarco-Wettlaufer
KINGSTON Data &
Credit
226-946-1730
Cambridge, ON
blair@receivableaccounts.com
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