Receivable/Accounts - Information for Credit and Collection Issues

Friday, August 21, 2026

Collection Tip - The Call Conclusion


How you end a call is just as important as how you start it.  After you hang up the call, your ‘last impression’ with the consumer has to last beyond that call so they take action.  It’s also an opportunity to be the good guy and make a positive impression.

Don’t say:
 

“Okay Bob, I’ll watch for your payment.  Good day.”


Try:

“Okay Bob, I’m glad we could find a resolution.  I’m going to put your file on hold until Friday so it doesn’t affect your credit bureau, and you will make an online bill payment for $1234.56, and call me to make sure I’ve received it.  This will keep this from affecting your credit rating, and I can get you out of collections as soon as that’s done.  Do you have any questions for me?”


See what we did there?
  We ended the call with a deadline (Friday), a consequence (reporting to the credit bureau), and put you in a positive light (you are putting the file on hold, and working with them to get their file closed).

A
s well, by ending the call with ‘do you have any questions for me?’, the consumer doesn’t feel rushed, they have input into the process, and you are working with them.  It also makes the very last impression with the consumer a non-confrontational one, no matter how stressed they are about their debt.

W
ant to talk about coaching your receivables team or collectors on non-confrontational negotiation?  Always happy to share what I know, drop me an email to blair@receivableaccounts.com.

T
hanks kindly,

B
lair DeMarco-Wettlaufer
K
INGSTON Data & Credit
2
26-946-1730